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Can a person with pre-existing conditions enroll in obamacare insurance?

Can a person with pre-existing conditions enroll in obamacare insurance?

Yes. Under the Affordable Care Act, health insurance companies can’t refuse to cover you or charge you more just because you have a “pre-existing condition” — that is, a health problem you had before the date that new health coverage starts. They also can’t charge women more than men. Before ACA was enacted, it would be difficult for you to get your health insurance if you are suffering from pre-existing conditions. The great news is that the ACA, or Obamacare program, has been launched for years to help people with underlying medical conditions and low income to have insurance without discrimination from the other insurance programs. All Marketplace plans must cover treatment for pre-existing medical conditions. No insurance plan can reject you, charge you more, or refuse to pay for essential health benefits for any condition you had before your coverage started. Once you’re enrolled, the plan can’t deny you coverage or raise your rates based only on your health. Medicaid and the Children's Health Insurance Program (CHIP) also can't refuse to cover you or charge you more because of your pre-existing condition. Benefits of joining the ACA program: Insurance premiums do not change depending on health status and age. Everyone has the right to buy insurance if they meet the conditions. You can read the “Obamacare and what you need to know” post to get more information. The monthly cost for customers participating in Obamacare is lower than that of insurance plans with similar coverage because it is supported by a "premium tax credit" to help pay a part of the monthly premium. Your health is your wealth. Hence, you should maintain and protect your "precious asset" through a comprehensive health care plan.

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President Biden Announces New Actions to Protect Americans Against the Delta and Omicron Variants

President Biden Announces New Actions to Protect Americans Against the Delta and Omicron Variants

New Actions Aim to Get Americans Boosted for Even Greater Protection Against the Delta and Omicron Variants, Keep Schools and Businesses Open, and Help Quickly Respond to Surges if Needed During the Colder Months The United States has come far in its fight against the virus and is more prepared than ever to deal with the challenges of COVID-19. We have the public health tools we need to continue to fight this virus without shutting down our schools and businesses. As we head into winter, today, the President will announce actions to provide additional protection to Americans and fight the Omicron and Delta variants, while keeping our economy growing. This plan includes: 1. Boosters for All Adults 2. Vaccinations to Protect Our Kids and Keep Our Schools Open 3. Expanding Free At-Home Testing for Americans 4. Stronger Public Health Protocols for Safe International Travel 5. Protections in Workplaces to Keep Our Economy Open 6. Rapid Response Teams to Help Battle Rising Cases 7. Supplying Treatment Pills to Help Prevent Hospitalizations and Death 8. Continued Commitment to Global Vaccination Efforts 9. Steps to Ensure We Are Prepared for All Scenarios Today’s actions will ensure we are using these tools as effectively as possible to protect the American people against this variant and to continue to battle the Delta variant during the winter months when viruses tend to thrive. These actions will help keep our economy growing and keep Americans safe from severe COVID-19.

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Why will I be automatically enrolled in a similar health plan?

Why will I be automatically enrolled in a similar health plan?

If you don't log in to update your application and enroll in a plan by December 15, 2021, you may be automatically enrolled in a 2022 plan. Automatic enrollment is a good fallback. But the best way to make sure you have a 2022 plan that works for you, with the savings you qualify for, is to log in, update your application, and view all your plan options for 2022. Insurance companies sometimes decide to change which health plans they offer in the Marketplace. This is a normal part of their business operations. Your health insurance company may have decided not to offer your particular plan through Marketplace in 2022. If so, we'll enroll you in a 2022 plan with similar pricing and coverage to your 2021 plan. You can accept the enrollment in a similar plan or compare your options and change plans. Note: An insurance company can't move you to a different plan based on your health or how much care you use. It can move you only if it's no longer offering the plan you had to anyone in your area.

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Why should my child get the COVID-19 vaccine?

Why should my child get the COVID-19 vaccine?

Getting a COVID-19 vaccination can help protect your child from getting COVID-19 and spreading it to others. It can also keep your child from becoming seriously ill or needing hospitalization if they do contract COVID-19. The restrictions on children’s activities, in-person learning and other socialization opportunities during the COVID-19 pandemic caused a mental health crisis in this age group. The COVID-19 vaccine may give families the peace of mind to safely return to activities more fully, which will benefit their kids’ mental health tremendously. My child already had COVID-19. Should they have the vaccine? Yes. We don’t know how long the immunity lasts from natural illness, and the vaccine is made to create a longer-lasting immune response. What should we bring to my child’s COVID-19 vaccination appointment? Please bring a form of documentation with your child’s name and birthdate on it. The name should match the name on your appointment confirmation. You do not need a government-issued ID to receive a vaccine. Examples of acceptable documentation include the following: student ID, baptismal certificate, library card, a REAL ID, state driver license or identification card, passport, matriculated consular, among others.

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Renew, change, update, or cancel your health plan for 2022

Renew, change, update, or cancel your health plan for 2022

If you have Marketplace health insurance in 2021, you can renew, change, or update your plan for 2022 during the 2022 Open Enrollment Period 1. Renew and change plan Plans and prices change every year. Your situation may have changed too. You may find 2022 plans with coverage and features that better meet your needs especially if you have had or expect income or household changes. You may be automatically enrolled for 2022 but we strongly recommend you update your application and check out new insurance plans first. If you don’t renew or enroll in a plan by December 15, 2021, you may be automatically enrolled in the same or a similar plan with coverage that starts January 1, 2022. But the best way to make sure you have a 2022 plan that meets your current needs, and with the Marketplace savings you qualify for, is to log in to update your information and see all the plans available to you for 2022. You should do this even if you want to keep the same plan. 2. Update and compare plans for 2022 Starting November 1, update your income and household information on your 2022 application, so you get the right amount of savings. You can then compare all available plans and enroll in anyone you like. No matter what plan you want to enroll in, we strongly recommend that starting November 1, 2021, you update your Marketplace application with your expected income and household information, location and compare your current plan to what’s available for 2022. 3. Cancel your health plan You can cancel your Marketplace coverage at any time. Your termination can take effect as soon as the day you cancel, or you can set the Marketplace coverage end date to a day in the future like if you know your new coverage will start on the first day of the following month. In most cases, some people’s coverage will end immediately.

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Protecting your child's eyes

Protecting your child's eyes

For children, eye exams are especially important because kids don’t know what good vision is supposed to look like yet. That’s why parents and caregivers should schedule regular eye exams for their kids to identify vision problems that could interfere with their student's academic performance. One of the reasons that affect children's vision is children use computers, tablets, smartphones, and other digital devices too much. So what should we do? Some easy tips you can do to decrease your child's risk of eye and vision problems from prolonged use of computers and digital devices. 1. Encourage frequent visual breaks One of the best things you can do to reduce your child's risk of digital eye strain is to get them to follow the "20-20-20" rule: Every 20 minutes, take your eyes off your screen and look at something that's at least 20 feet away for at least 20 seconds. 2. Encourage frequent posture checks The time taken to follow the 20-20-20 rule is also a good time to sit up straight and realign the head, neck, and shoulders. Moving the head slowly to the right and left and also up and down can relieve strained muscles and reduce fatigue. If it's possible, getting up to walk and stretch the entire body also is a good idea to reduce the risk of non-visual symptoms of computer vision syndrome. 3. Protect their eyes from blue light Computer glasses with yellow-tinted lenses that block blue light can help ease computer digital eye strain by increasing contrast. 4. Schedule annual eye exams Schedule annual eye exams for your children before the start of every school year with an eye doctor near you. In addition to making sure your child's eyes are healthy and seeing well, you can perform special tests and provide specific suggestions to reduce the risk and symptoms of computer eye strain. Children and technology are the future. Taking these simple measures can go a long way toward keeping your tech-savvy child seeing clearly and comfortably for years to come. The early an eye problem is detected, the earlier an appropriate treatment can be recommended to ensure successful vision correction and life-long benefits.

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